Debt & Cashflow Management
If you regularly wonder where your money has gone, it’s time to take control of your finances. The Committed Financial Planning team will help you reduce your debt and start kicking your financial goals.
Many of our clients start their financial journey with us living paycheck to paycheck. We work with them to get them thriving and investing what they can. If you have got to the end of the month and wondered where all your money has gone, we can help!
Whether you need help with a budgeting plan to purchase your first home, or we need to take control of your debts and get them paid off, the Committed Financial Planning team will work closely with you and your budget. We’ve seen many clients debt-free after years of paying high interest rates and late fees.
Putting together a simple cashflow forecast and the first steps to reach your goal – like being debt-free or buying your first investment.
Showing where you spend your money and how others with similar incomes are faring.
Providing the budgeting tools and the support to help you make the most of your money.
Reviewing and refinancing your debts to see where we can save money, and identifying what you should pay off first.
“We can’t speak highly enough of Deepak, and the service he provides. His professional, but warm and friendly manner, gave us confidence from the start. And over the 4 years since we engaged Deepak to manage our finances, we would have no hesitation in recommending him to others.” [Steve Foster]
Budgeting and saving
It was Deepak’s mum who gave him the most important advice for his life which was simply the word “Save”. There is no shortcut to any success, so creating a habit of financial sustainable savings and managing cash flow is the key.
You might be saving hard for your first home or building up your emergency fund – but you just can’t seem to get ahead. Deepak and our financial planning team will sit down with you to go through every corner of your finances – and find the areas in which you can save money. We’ll work closely with you to show you how easy it is to know where your money is going.
Debt management
You may have already accumulated a few debts like a car loan, HECS, personal loans and credit card debt. A lot of these smaller debts have high interest rates and just make your life more complicated. If you don’t know where to start to get them paid off and want to lower your repayments, the Committed Financial Planning team are here to help.
We’ll start by going through all your debts and figuring out if they’re more expensive than they should be. If they are, our team will work to get them reviewed or rolled into one low rate loan. We will then tell you which debts need to be paid off first and strategies you can put in place to get yourself living debt-free faster.
Contact us
Book a complimentary appointment with our team!
Call us on 0488 988 399 or
Email us directly on deepak@comfp.com.au
Melbourne office: 3/14 Simla St, Mitcham VIC 3132
Sydney office: Suite 2, 6-8 Waterloo St, Narrabeen NSW 2101