Self-Managed Super Fund (SMSF)
Planning & Investment
A Self Managed Super Fund puts you in control of your superannuation and how it is invested for your retirement. And while SMSF investment is flexible, it can also be complex! Get support from an SMSF specialist with Committed Financial Planning.
What is a Self Managed Super Fund?
A Self Managed Super Fund (or SMSF) is a private retirement fund that allows you to have direct control over investment decisions, such as how much to invest and where.
As a member of your SMSF, you are also a trustee of the fund, giving you the responsibility to ensure your fund invests well and also complies with superannuation and tax laws.
How can we help:
The beauty of a Self Managed Super Fund is that your investment strategy can be completely tailored to you: your needs, budget and objectives. And while you may know what you want to achieve, you may not know how to get there. We can help!
Our team is accredited specifically for SMSF investment and strategy, so we can make sure you’re always ahead of the curve. It’s all about building enough income so you can enjoy a relaxing, fun-filled retirement.
The benefits:
Control
An SMSF allows you to be in control of where funds are invested. You can choose a strategy that reflects your own personal goals.
Choice:
SMSFs also allow you to invest in unique assets like unlisted shares and collectibles that you can’t access with regular super funds.
Tax benefits:
SMSFs can help you take advantage of tax concessions, manage debt and use smart strategies to cut down on your tax bill.
Cost effective:
If you have a bigger superannuation balance, an SMSF can save you money on admin and management fees compared to other funds.
Estate Planning:
SMSFs allow more flexibility when it comes to planning your estate, including complex strategies for passing on your wealth.
Pooling your family superannuation:
You can combine your family’s super into one larger SMSF, which can help lower costs and give you more funds to invest.
We offer our SMSF clients:
An accredited SMSF expert:
SMSF advice is highly specialised and not every financial adviser has the same level of experience. Our team is specifically accredited to provide SMSF advice and has the expertise to ensure you have the right strategy at each step of your journey.
Tailored advice to suit your needs:
Our team takes the time to understand your goals, before putting together an SMSF investment strategy that’s based on your own personal retirement needs and budget.
Tax advice:
We know the tax benefits available to SMSF members and will advise you on how we can leverage your super to minimise your tax bill. We’ll also make sure your SMSF is set up efficiently, so it’s not costing more than it should.
Regulation guidance:
The rules around SMSF investment and tax planning change regularly, which makes it difficult to manage on your own. Our team will ensure your SMSF complies with all regulatory requirements and makes the most of any recent changes.
Seamless support:
We’ll collaborate with your accountant and other service providers to offer comprehensive, experienced support so you have peace of mind that we’ve got the details covered.
Sarah Phillips
Financial Adviser – SMSF Specialist
“I love the flexibility that SMSFs offer which is why I chose to specialise in this area. Every client has unique financial goals, and SMSFs allow me to tailor investment strategies that best suit your needs. An SMSF can empower our clients to take control of their financial future and by working closely with them I can help them navigate the complexities in a way that aligns with their personal goals and aspirations.
Sarah is based on Sydney’s Northern Beaches and can meet clients by phone, video chat or in-person at Suite 2, 6-8 Waterloo Street, Narrabeen Sydney 2101. Call her directly on 0406 735 656 or email her below.
Contact us
Book a complimentary appointment with our team!
Call us on 0488 988 399 or
Email us directly on deepak@comfp.com.au
Melbourne office: 3/14 Simla St, Mitcham VIC 3132
Sydney office: Suite 2, 6-8 Waterloo St, Narrabeen NSW 2101